Personal Home > Products and services > Loans, lines of credit and credit cards > Lines of credit > Student STRATEGIC Line of Credit

Student STRATEGIC Line of Credit

Who should get this loan?

University students who want to meet substantial financial needs related to their program of study. This line of credit is part of the D Capital Solution package reserved exclusively for full-time¹ students enrolled in any of the following programs:

Features

Interest rate	During your full-time studies: competitive interest rate After graduation: fixed or variable rate, lower than the rate for a personal loan.
Amount available	High credit limit that increases gradually, according to your needs.
Repayment	While you are still a full-time student, you pay interest only on the borrowed amount. Option to pay interest only on your loan for 6 months following your graduation. No prepayment penalties: Pay off your loan at any time during your studies without being charged extra fees.
Loan term	Up to 15 years after graduation.
Access to funds	Directly accessible through your Student STRATEGIC Account.
Possible uses	Tuition, entrance fees and expenses. Work study program charges. Books, school supplies, computer2 or special training equipment. Living (food, housing) and transportation expenses.
Line of credit insurance required	You must take out Line of Credit Insurance to secure your Desjardins Student STRATEGIC Line of Credit. Find out more about Line of Credit Insurance.

	From a youth clientele representative	Find contact information for the youth clientele representative at your university
	At the caisse	Make an appointment with a caisse advisor: online by phone

1. Part-time students in accounting (CA, CGA, CMA) are also eligible.
2. A one-time amount of $3,000 may be added for the purchase of a computer.