Desjardins Investor STRATEGIC Line of Credit

Available only in Quebec¹

To increase your financial wealth so you can realize your projects.

For borrowers with excess cash flow, few financial obligations and a high risk tolerance.

Features

• Low variable interest rate.
• Credit limit starting at $25,000 (certain conditions apply).
• No security required usually (depending on the caisse's financing criteria).

Advantages

• Benefit from a customized action plan. Your financial planner will review some guidelines with you, such as the advantages and drawbacks of leveraging (borrowing to invest), anticipated returns on investments, your tax rate and repayment terms.
• Lets you develop a long-term investment strategy that generates after-tax income that is greater than the interest paid on the loan after taxes.
• If you've already topped up your RRSP, you can invest in stocks and shares or non-registered investment funds and potentially benefit from income tax deductions.

See an example of how potential returns are calculated (with or without loan)

	At the caisse (Members and non-members)	Make an appointment with a caisse advisor: online by phone

1. The caisse shall not be held responsible if interest earned is not deductible.