Liberty Line of Credit

Use the equity in your home or Desjardins investments to lower your borrowing costs. This secured line of credit gives you flexibility in your repayment of the principal, combined with a low variable rate. You'll get all the advantages of a personal line of credit at the same interest rate as a mortgage loan.

Credit that's made to measure

Your Desjardins advisor is there to help you establish, the type and amount of your line of credit, based on your needs, projects, financial situation and repayment ability. As for the interest rate, it fluctuates in relation to the prime rate charged by financial institutions. Interest is calculated on the daily balance and is payable on a monthly basis.

Access to funds

For direct access to your line of credit without affecting the balance of your personal chequing account, use the special cheques available from your advisor at your caisse.

Insurance that protects you

To keep your line of credit from becoming a burden to you and your loved ones in the case of death or disability, apply for Line of Credit Insurance. For more information see your Desjardins advisor.

	At the caisse (Members and non-members)	Make an appointment with a caisse advisor: online by phone
		Documents to bring to your meeting