Lines of credit
Desjardins can be a very important ally when it comes to realizing your dreams. Whether it's travel, renovations or investments, Desjardins has a flexible and economic solution for all your financial needs: the Desjardins line of credit.
Desjardins offers 6 lines of credit tailored to your needs:
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- For borrowers who manage their credit well and can withstand interest rate fluctuations.
- Financing your emergency purchases and everyday or unexpected expenses.
- Minimum loan of $5,000.
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- For major credit needs that span a certain time period.
- Open loan with a variable rate.
- Same interest rate as a mortgage loan.
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- For owners of residential properties of four units or less.
- Allows the use of home equity to obtain financing.
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- For borrowers with excess cash flow, few financial obligations, a high risk tolerance and who understand the power of leveraging (borrowing to invest).
- Variable rate and credit limit starting at $25,000 (certain conditions apply).
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Student lines of credit
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- Full-time and part-time vocational, college and university students.
- No age limit.
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- Available to full-time Quebec university students in one of the following programs:
medicine, dentistry, optometry and pharmacy;
actuarial sciences, engineering and pharmacology; chiropractic, veterinary medicine and accounting.
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Insurance that protects you
If you want to keep your line of credit from becoming a source of problems for you and your loved ones in the case of death or disability, then sign up for Line of Credit Insurance.
