Caisses Desjardins du Québec and Caisses populaires de l'Ontario [Change site]

Lines of credit

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Desjardins can be a very important ally when it comes to realizing your dreams. Whether it's travel, renovations or investments, Desjardins has a flexible and economic solution for all your financial needs: the Desjardins line of credit.

Discover the line of credit best tailored to your needs:

  • For borrowers who manage their credit well and can withstand interest rate fluctuations.
  • To pay for emergency purchases and everyday or unexpected expenses.
  • For owner-occupants of residential properties of 4 units or less.
  • Use the net worth of your property to get credit.
  • For borrowers with excess cash flow, few financial obligations, a high risk tolerance and who understand the power of leveraging (borrowing to invest).

Student lines of credit
  • Full-time and part-time vocational, college and university students.
  • No age limit.
  • Available to full-time Quebec university students in one of the following programs:
    medicine, dentistry, optometry, pharmacy, actuarial sciences, law, engineering, pharmacology, chiropractic, veterinary medicine, podiatry and accounting.

Did you know?

To keep your line of credit from becoming a source of problems for you and your loved ones in the case of death or disability, sign up for Line of Credit Insurance.

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Interest rate

Desjardins Personal Line of Credit
As of February 7, 2012
Amount
Rate
$5,000 to $12,500
10.50%
Other rates – Line of credit

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