HomeProducts and servicesLoans and creditMortgages >  Transfer your mortgage to Desjardins

Transfer your mortgage to Desjardins

Is your mortgage coming due? Don't wait until the end of your mortgage term. Contact a Desjardins advisor now to learn about the options open to you and transfer your mortgage easily and at an attractive rate.

Our most popular mortgage products

The Versatile Line of Credit: a flexible and economical financial leverage tool.
For property owners who want to get the most out of their home equity. Use the Versatile Line of Credit to renovate your home, finance your children's education, travel or take advantage of investment opportunities.
One of the best fixed rates on the market and all the advantages of a short-term loan. Established for a five-year term, the rate is revised annually, saving you from having to renew your loan each year.
Benefit from the lowest rates based on prime rate variations, the best long-term strategy and a discount for all 5 years of the term. Entitles you to potential member dividends from your caisse.

Find out more

See the Desjardins mortgage comparison chart.

How to get this service
At the caisse At the caisse
(Members and non-members)
Make an appointment with a caisse advisor:
Documents to bring to your meeting
1. Can be converted to a fixed rate for the remainder of the term at any time and without penalty.

Interest rates

Mortgage loan
As of December 1, 2008
Term
Rate
"5-in-1" Yearly Fixed-Rate Resetter Mortgage Loan
5.30%
5 years (Closed fixed)
6.95%
Reduced variable rate
5.00%
Other rates – Mortgage loan

Tools

Suggested links

Money working for people

Les grands prix Québécois de la qualité - Grand Prix 2007