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100% Financing mortgage solution

You've found the ideal home!

Despite your income, the ever increasing cost of living and your accomplishments so far have prevented you from being able to save up for a downpayment. Cheer up, you're only a step away from your dream. Desjardins makes it possible for you to buy a home with no downpayment, with a 100% financing mortgage solution1.

You can now borrow up to 100% of the total value of the home you want to buy. Need to make a few renovations? The 100% financing mortgage solution allows you to include the amount you'll need.

Advantages

  • Access to all Desjardins mortgage loan products.
  • Very attractive interest rates tailored to every financial circumstance.
  • Access to Desjardins loan insurance and home insurance products.

Conditions

  • For owner-occupants of new or existing homes of up to two units.
  • Take out mortgage loan insurance from the Canada Mortgage and Housing Corporation (CMHC) or Genworth Financial Canada.

How to get this product
Online Online
(Members)
At the caisse At the caisse
Make an appointment with a caisse advisor:
Documents to bring to your meeting
Through a mortgage representative Through a mortgage representative
(Members and non-members)
Make an appointment for a house call2.
Find the mortgage representative in your area or call 1-877-376-7181 (option 4).

1. Certain conditions apply.
2. In Quebec only.

Interest rates

Mortgage loan
As of November 22, 2009 Available in RSS format
Term
Rate
"5-in-1" Yearly Fixed-Rate Resetter Mortgage Loan
3.00%
5 years (Closed fixed)
5.59%
Reduced variable rate
2.25%
Other rates – Mortgage loan

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