Renew your mortgage

Renewing your mortgage depends on more than just an interest rate. It's an important step that requires a thorough understanding of the options available, time to weigh the options, and, of course, some long-term planning. Desjardins helps you make the right choice when the time comes to renew your mortgage.

Your caisse advisor, an important ally

How will interest rates change in the next few years? What is the best renewal strategy for your current and projected financial situation? How can you pay off your mortgage faster? What is the best renewal strategy keeping in mind the renovations you'll have to make soon?

Make and appointment with your caisse advisor. He or she will help you choose the mortgage that best suits your financial situation and most appropriately meets your current and future needs.

Find out more about our most popular mortgage products

Interested in transferring your mortgage to Desjardins?

Is your mortgage coming due? Don't wait until the end of your mortgage term. Contact a Desjardins advisor now to learn about the options open to you and transfer your mortgage easily and at an attractive rate.

Our most popular mortgage products

The Versatile Line of Credit: a flexible and economical financial leverage tool.	For property owners who want to get the most out of their home equity. Use the Versatile Line of Credit to renovate your home, finance your children's education, travel or take advantage of investment opportunities.
"5-in-1" Yearly Fixed-Rate Resetter Mortgage Loan1	One of the best fixed rates on the market and all the advantages of a short-term loan. Established for a five-year term, the rate is revised annually, saving you from having to renew your loan each year.
Protected Variable-Rate Mortgage Loan1	Benefit from the lowest rates based on prime rate variations, the best long-term strategy and a discount for all 5 years of the term. Eligible for potential member dividends from your caisse.

To choose a mortgage tailored to your financial situation, determine your borrowing profile and see the Desjardins mortgage comparison chart

	At the caisse (Members and non-members)	Make an appointment with a caisse advisor: online by phone