Borrowing profile
Which type of loan should you opt for? Open or closed loan? Fixed or variable rate?
With the help of the following three descriptions, find the loan that best suits your profile.
Profiles |
Suggested loans |
|---|---|
You're looking for rate and payment stability.
|
|
You prefer stable payments, but you want to take advantage of low rates. You have some tolerance for rate fluctuations.
|
|
You want to take advantage of low rates. You are moderately sensitive to interest rate and payment fluctuations.
|
|
 |
|
What do closed or open mortgage and fixed or variable rate mean?
Find out more
See the Desjardins mortgage comparison chart (PDF, 114 KB) or contact an advisor at your caisse.
 | ||
 | ||
| ||
|
 By phone(Members) |
Montreal area: 514-522-2373 Elsewhere in Canada and the U.S.: 1-800-CAISSES (1-800-224-7737) |
| ||
| ||
|
||
|
 At the caisse
(Members and non-members) |
Contact an advisor at a caisse.
|
| ||
Interest rates
Term |
Rate |
|---|---|
"5-in-1" Yearly Fixed-Rate Resetter Mortgage Loan |
5.95% |
5 years (Closed fixed) |
7.20% |
Reduced variable rate |
4.45% |
