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Personal Home > Products and services > Loans, lines of credit and credit cards > Mortgages

Mortgages

Buying a home? Desjardins knows that this is one of the most important decisions of your life.

To choose your mortgage, visit Desjardins. We have the tips and financing tools you need, all under one roof!

Looking for tips or mortgage calculators? Go to www.desjardins.com/home.

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Our mortgages	Find out about our mortgages and their features.
New: Hybrid mortgages	Get the advantage of rate stability provided by a fixed-rate loan and low interest rates provided by a variable-rate loan.
Preauthorized Mortgage	Find out the maximum amount you can borrow to buy a house.
Multiproject Option	You can re-borrow money already paid on your mortgage to carry out other projects.
Versatile Line of Credit	Mortgage-secured line of credit that lets you finance your home, carry out projects and manage your loans and credit at an attractive rate by diversifying your payment dates.
Home Buyers' Plan (HBP)	A government program that allows you to borrow funds from your RRSPs to purchase your home.
Loan Insurance	Loan Insurance helps you meet your borrowing obligations in the event of disability or death.
Home Insurance (Available only in Quebec)	Whether you live in a house, a condominium or an apartment, you can enjoy made-to-measure protection. Get the insurance coverage that's right for you. Start with great basic coverage then add the optional coverage you want. That way, you only pay for what you really need. Get made-to-measure savings and advantages to fit your situation: Save 5% on your home insurance if you also insure your car with us. Save 15% on your home insurance if you have a centrally-monitored alarm system.



	Online	Fill out the form An advisor will contact you to help you choose the mortgage that best suits your needs.


	At the caisse	Make an appointment with a caisse advisor: online by phone Documents to bring to your meeting.


	Through a mortgage representative	Make an appointment for a house call. Representatives can meet with you at your convenience, 7 days a week: Find a mortgage representative

	By phone	Montreal area: 514-CAISSES (514-224-7737) Elsewhere in Canada and the U.S.: 1-800-CAISSES (1-800-224-7737)