Mortgages

Note

EVEN MORE good reasons to become a homeowner!
Take advantage of a 1.5%¹ discount on your interest rate and 1.5%² cashback on your mortgage amount. Find out more

Buying a home? Desjardins knows that this is one of the most important decisions of your life.

To choose you mortgage, visit Desjardins. We have the tips and financing tools you need, all under one roof!

What will my mortgage payments be?

You would like to know more about:

Our mortgages	Find out about our mortgages and their features.
Preauthorized Mortgage	Find out the maximum amount you can borrow to buy a house.
Multiproject Option	You can re-borrow money already paid on your mortgage to carry out other projects.
Versatile Line of Credit	This line of credit lets you finance your home, carry out projects and manage your loans and credit at an attractive rate.
Home Buyers' Plan (HBP)	A government program that allows you to borrow funds from your RRSPs to purchase your home.
Loan Insurance	Loan Insurance helps you meet your borrowing obligations in the event of disability or death.

Looking for tips?

Desjardins offers tons of tips, calculation tools and checklists for the following situations:

• Buy a home
• Renew your mortgage
• Transfer your mortgage to Desjardins
• Use your home to finance your projects
• Manage your loans and credit
• Renovate your home
• Get ready for moving day

Do you know about our promotions and contests?

1. Discounted rate applies to the first year of the “5 in 1” Yearly Rate Resetter Mortgage. Limited-time offer.
2. Rate subject to change without notice. Certain conditions apply.