Mortgages

Mortgage loan - 1.5% rate discount
For a limited time, we offer you prime rate less 1.5%*! Find out more

* Only during the first year. Certain conditions apply.

Mortgages

Long-term loan for the purchase of single-family homes, condominiums, second homes and multiple-unit residential buildings (four units or less). For your major renovations such as kitchen or bathroom improvements or the addition of a garage.

Features

  • Six-month to 10-year terms.
  • You select the payment frequency: weekly, every two weeks or monthly.

You would like to:

Compare the different Desjardins mortgage loans.
Find out about our mortgages and their features.
Choose the most appropriate mortgage for you.
Discover your borrowing profile
Know the difference between a closed loan and an open loan, and between a fixed rate and a variable rate.
Get simple definitions of these various types of loans and rates
Find out the maximum amount you can borrow to buy a house.
Before you look for a property, determine how much you can borrow with the Preauthorized Mortgage
Borrow, but you don't have the downpayment necessary.
It's possible to borrow with the 100% financing mortgage solution
Transfer or renew your mortgage.
Make the right choice when the time comes to renew your mortgage
Borrow to carry out other projects, but you already have a mortgage loan.
You can re-borrow money already paid on your mortgage loan, without legal fees, thanks to the Multiproject Option
Find a flexible line of credit, taking into account that you're a homeowner.
The Versatile Line of Credit allows the use of home equity to finance your projects.
Make sure your mortgage payments will not increase if there's a major hike in interest rates.
When you renew your mortgage, protect yourself from interest rate hikes with the Homeowner's Protection
Use your RRSP to buy a house.
Use your RRSP for a downpayment thanks to the Home Buyers' Plan (HBP)
Know if it would be advantageous to insure your mortgage.
The Loan Insurance offers protection that ensures reimbursement of the loan in the event of disability or death.

Find out about our ongoing promotions

The Desjardins difference: member dividends  The Desjardins difference: member dividends
Take out a mortgage loan at your caisse and get a better interest rate.
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