Make the most of school and finances

Make the most of school and finances

When you're a full-time student (at vocational school, college or university), meeting your daily needs can be a challenge. Desjardins has created tools especially for students like you (no matter how old you are) to help you through this important time of your life.

So you're never at a loss

Desjardins has 2 indispensable tools to help you with your projects.
Student Advantage Line of Credit
VISA Desjardins FOR STUDENTS ONLY credit card2
A low-rate financing tool that gives you breathing space.

Advantages

  • While you are a student, all you pay is the interest on the capital. You start paying back the capital only after you graduate.
  • Perfect for paying major expenses at an advantageous interest rate.
  • You can access it with your Desjardins Access Card (direct payment and ATMs).
  • It offers account overdraft protection.

For only $17.401 per month, you can take care of expenses such as:

  • tuition or work study program charges;
  • school supplies (books, equipment, etc.);
  • computer equipment (PC, peripherals, software, etc.);
  • living, housing and transportation expenses (in certain cases a vehicle purchase may be permitted).
A practical payment tool for regular and unexpected expenses, no matter where you are.

Advantages

  • Very practical for easy payment of your regular and unexpected expenses.
  • 21 days to pay your balance without interest.
  • Accepted all over the world.
  • A Desjardins exclusive, the Accord D Desjardins financing program lets you get financing at over 6,000 retailers or at your caisse or online.
  • Pay your balance at any time using the AccèsD service.

Indispensable for:

  • making reservations (show tickets, vehicle rentals, hotels, travel, etc.);
  • covering unexpected expenses, such as car repairs or towing;
  • online purchases (Internet or telephone).

Find out more about the VISA Desjardins FOR STUDENTS ONLY card.

For more information
From a student services representative From a student services representative
(Members and non-members)
Make an appointment with a student services representative.
Find contact information for the student services representative at your university.
At the caisse At the caisse
(Members and non-members)
Make an appointment with an advisor at a caisse.

1. Subject to the approval of VISA Desjardins Card Services Credit Department.
Monthly credit charge for $3,000 at an annual credit rate of 7% [$3,000 X 0.58% (7%/12 months)]. Only interest on the borrowed principal is payable monthly. Credit charges begin to apply upon payment of each cash advance and are calculated daily on the amount spent. There are no membership fees and a monthly account statement is sent to the member if the balance is negative. Rates are for illustration purposes only and are subject to change without previous notice. Examples of monthly credit charges for $1,000: annual credit rate of 4%: $3.40; annual credit rate of 5%: $4.20; 6%: $5.10. Credit charges do not include insurance charges. Some conditions apply.

2. Visa Int. /Fédération des caisses Desjardins du Québec, authorized user.

Money working for people

Les grands prix Québécois de la qualité - Grand Prix 2007