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Make the most of school and finances

When you're a full-time student (at vocational school, college, CEGEP or university), meeting your daily needs can be a challenge. To help you through this important time of your life, Desjardins has created tools especially for you: the Student Advantage line of Credit and the VISA Desjardins card FOR STUDENTS ONLY.

So you're never at a loss

Desjardins has 2 indispensable tools to help you with your projects.

Student Advantage Line of Credit	VISA Desjardins FOR STUDENTS ONLY credit card2
A low-rate financing tool that gives you breathing space. Advantages While you are a student, all you pay is the interest on the capital. You start paying back the capital only after you graduate. You can access it with your debit card (direct payment and ATMs). It offers account overdraft protection. For only a few dollars a month, you can take care of expenses such as: tuition or work study program charges; school supplies (books, equipment, etc.); computer equipment (PC, peripherals, software, etc.); living, housing and transportation expenses (in certain cases a vehicle purchase may be permitted). Calculate the credit charges on your Student Advantage Line of Credit	A practical payment tool for regular and unexpected expenses, no matter where you are. Advantages Very practical for easy payment of your regular and unexpected expenses. 21 days to pay your balance without interest. Accepted all over the world. A Desjardins exclusive, Desjardins Accord D financing lets you get financing at over 6,500 retailers or at your caisse or online. Pay your balance at any time on AccèsD. Indispensable for: making reservations (show tickets, vehicle rentals, hotels, travel, etc.); covering unexpected expenses, such as car repairs or towing; making purchases (online or by phone). Find out more See the VISA Desjardins FOR STUDENTS ONLY card section.

	From a youth clientele representative	Find contact information for the youth clientele representative at your university
	At the caisse	Make an appointment with an advisor at a caisse.

1. Subject to the approval of VISA Desjardins Card Services Credit Department.
   Only interest on the borrowed principal is payable monthly. Credit charges begin to apply upon payment of each cash advance and are calculated daily on the amount spent. There are no membership fees and a monthly account statement is sent to the member if the balance is negative. Rates are for illustration purposes only and are subject to change without previous notice. Examples of monthly credit charges for $1,000: annual credit rate of 4%: $3.40; annual credit rate of 5%: $4.20; 6%: $5.10. Credit charges do not include insurance charges. Some conditions apply.
2. Visa Int. /Fédération des caisses Desjardins du Québec, authorized user.