Desjardins Auto+ Loan

Whether you're looking for the means to finance a car, a motorcycle, a boat, a trailer or a motor home, the Desjardins Auto+ Loan points you in the right direction.

Use the simulators to calculate:

• How much you can borrow;
• How much your car payments will be.

Depending on your borrower profile, you can opt for either a fixed or a variable interest rate.

Profile 1:
You are cautious and sensitive to rate fluctuations.
Choose a fixed interest rate:

• Guaranteed for the duration of the terms
• Predictable
• Easy to manage

Profile 2:
You are daring and moderately sensitive to rate fluctuations.
Choose a variable interest rate:

• Follows market fluctuations
• Advantageous when rates are stable or falling
• Generally lower interest rate than the current fixed rate
• Note that you can convert your loan from a variable rate to a fixed rate, without fee or penalty, at any time. The interest rate will be the current fixed rate at the time of conversion.

Options tailored to fit your budget

• Finance up to 100% of the cost of your purchase.
• In certain cases and depending on the type of vehicle, payments can be spread out over a period of 6 months to 20 years.
• Maximum flexibility when it comes to payment frequency: monthly, every two weeks or weekly.
• Payments can be withdrawn automatically from your account.
• Make advance payments whenever you want without penalty.

Insure your loan

When you take out Loan Insurance, the insurer repays the loan amount in the event of death. In the event of disability, the insurer repays the insured portion of your payments. If the unexpected strikes, Loan Insurance ensures your financial obligations are covered.

	Online (Members and non-members)	Fill out the form
	By phone (Members)	Montreal area: 514-522-2373 Elsewhere in Canada and the U.S.: 1-800-CAISSES (1-800-224-7737)
	At the caisse (Members and non-members)	Make an appointment with a caisse advisor: online by phone
	At participating dealers (Members and non-members)	Ask your car dealer or salesperson for Desjardins financing.