Caisses Desjardins du Québec and Caisses populaires de l'Ontario [Change site]

Accord D financing – Auto loan

Accord D financing

Who should get this financing?

Borrowers who need quick access to money to finance the purchase of a car, motorcycle, boat, trailer or motor home.

Accord D financing1 is a second credit limit on your VISA Desjardins card. The Accord D financing interest rate is different from your credit card rate and is comparable to the interest rate for a personal loan. In just a few minutes2, money is automatically deposited into your caisse account3 and you can spend this amount as you wish.

Features

Interest rate
Fixed rate between 13.75% and 14.75% based on financing amount and term
See current rates.
Amount available
Term
  • Payments in equal monthly instalments, included in the minimum amount due on your VISA Desjardins card
  • No prepayment penalties: Pay off your loan whenever you want, in part or in full, without being charged extra fees
Loan term
6 months to 5 years based on amount requested.
Other
  • Application processed in less than 15 minutes2
  • Death and disability coverage4 included for the VISA Desjardins primary accountholder only
  • Eligible for potential member dividends
    Find out more about member dividends.

Did you know?

If you are planning to buy a vehicle of more than $5,000 from a merchant or a dealer, the Desjardins Ready-to-Drive Loan is your best option. Find out more about the Desjardins Ready-to-Drive Loan

If you are planning to buy a vehicle of more than $12,500 from an individual, the Desjardins Auto+ Loan may be the right choice for you. Find out more about the Desjardins Auto+ Loan

How to get this product
OnlineOnline
Garanteed 100% Secure
By phone By phone
(Members)
Montreal area: 514-CAISSES (514-224-7737)
Elsewhere in Canada and the U.S.: 1-800-CAISSES (1-800-224-7737)
At the caisse At the caisse
Make an appointment with a caisse advisor:
Documents to bring to your meeting

  1. Subject to approval by the Desjardins Card Services credit department.
  2. During Desjardins Card Services credit department business hours.
  3. You must be a Desjardins caisse member.
  4. Insurance coverages are underwritten by Desjardins Financial Security Life Assurance Company. Only the insurance policy sent with the statement following the Accord D transaction at the caisse may be used to settle legal disputes. Certain conditions and restrictions apply.
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