Accord D financing

Who should get this financing?

Borrowers who need quick access to money to finance the purchase of a car, motorcycle, boat, trailer or motor home.

Accord D financing¹ is a second credit limit on your VISA Desjardins card. The Accord D financing interest rate is different from your credit card rate and is comparable to the interest rate for a personal loan. In just a few minutes², money is automatically deposited into your caisse account³ and you can spend this amount as you wish.

Features

Interest rate	Fixed rate between 13.75% and 14.75% based on financing amount and term. See current rates.
Amount available	Amounts up to $50,000 may also be available.
Term	Payments in equal monthly instalments, included in the minimum amount due on your VISA Desjardins card. No prepayment penalties: Pay off your loan whenever you want, in part or in full, without being charged extra fees.
Loan term	6 months to 5 years based on amount requested.
Other	Application processed in less than 15 minutes2. Death and disability coverage4 included for the VISA Desjardins primary accountholder only. Eligible for potential member dividends. Find out more about member dividends.

	Online	Apply online
	By phone (Members)	Montreal area: 514-522-2373 Elsewhere in Canada and the U.S.: 1-800-CAISSES (1-800-224-7737)
	At the caisse	Make an appointment with a caisse advisor: online by phone
		Documents to bring to your meeting
	At participating dealers	Ask your car dealer or salesperson for Desjardins financing.

1. Subject to approval by the Desjardins Card Services credit department.
2. During Desjardins Card Services credit department business hours.
3. You must be a Desjardins caisse member.
4. Insurance coverages are underwritten by Desjardins Financial Security Life Assurance Company. Only the insurance policy sent with the statement following the Accord D transaction at the caisse may be used to settle legal disputes. Certain conditions and restrictions apply.