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Regular Income Term Savings

Do you have non-RRSP savings, lottery winnings, a school bursary or other such funds?

You can convert these into a Regular Income Term Savings account and have the funds paid out to you by automatic periodic payments while earning an attractive rate of interest.

Features

  • Minimum amount: $10,000.
  • 1- to 5-year terms.
  • Interest rate is determined by term selected and guaranteed until maturity. See rates
  • Frequency of transfers: weekly, every two weeks, twice a month or monthly.
  • Lump sum amount may be withdrawn annually without charge or penalty1.

Advantages

  • Capital 100% guaranteed.
  • You determine the amount and frequency of withdrawals.
  • Amount and frequency can be changed each year.
  • Provides you with guaranteed returns on your total deposit for the duration of the term selected.
  • Entitles you to potential member dividends from your caisse.

Find out more

Read the Manage your retirement income section.

How to get this product
By phone By phone
(Members and non-members)
Montreal area: 514-522-2373
Elsewhere in Canada and the US: 1-800-CAISSES (1-800-224-7737)
At the caisse At the caisse
(Members and non-members)
Make an appointment with a caisse advisor:

1. Certain conditions apply.

Money working for people

Les grands prix Québécois de la qualité - Grand Prix 2007