Caisses Desjardins du Québec and Caisses populaires de l'Ontario [Change site]

Regular Income Term Savings

Quick facts

  • Main feature: capital 100% guaranteed
  • Terms: 1 to 5 years
  • Interest rate: 0.90% to 1.85% (fixed, guaranteed until maturity)
  • Redemption terms: one lump-sum amount per year without charge or penalty, under certain conditions
Get this product 10 reasons to choose Desjardins

Who should get this investment?

For savers who want to to make their money grow outside of a registered retirement plan while making regular automatic withdrawals.

Features

Interest rate
  • Fixed.
  • Guaranteed until maturity.
See current rates
Minimum deposit
$10,000
Eligible for these plans
  • Registered plans: TFSA
  • Non-registered plans
Withdrawal amount and frequency
  • Flexible.
  • Can be changed each year.
  • Frequency of automatic withdrawals: weekly, every 2 weeks, monthly or quarterly.
Other
  • Desjardins caisses in Quebec are registered with the Autorité des marchés financiers, in conformity with the terms of the Deposit Insurance Act. In Ontario, deposits in registered savings plans are insured for their total amount by the Deposit Insurance Corporation of Ontario. Other deposits in Canadian dollars are insured up to $100,000. To find out more, visit the websites of the Autorité des marchés financiers and the Deposit Insurance Corporation of Ontario (DICO).
  • Eligible for potential member dividends. Find out more about member dividends.
  • Savings-Life Insurance available.

Calculate

How much will your investment be worth at maturity?

How to get this product
By phone By phone
Montreal area: 514-CAISSES (514-224-7737)
Elsewhere in Canada and the U.S.: 1-800-CAISSES (1-800-224-7737)
At the caisse At the caisse
Make an appointment with a caisse advisor:
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