Current issues
In effect until January 10, 2009
Desjardins Enhanced Return Guaranteed Investment
Financial services
This product is intended for those who want to capitalize on the Canadian sector's growth, while knowing their capital is 100% guaranteed.
Term and features
- 3-,5 and 6-year terms.
- Minimum compound annual yield is close to 2.1%1
- Return of this fixed income investment is tied to the performance of a combination of 8 stocks from the largest companies in the Canadian financial sector.
- Capital 100% guaranteed at maturity.
- Protection against foreign currency risk.
1. Rates subject to change without notice.
Here are the 8 stocks (common stock) as well as their respective stock exchanges and currencies.
All of the stocks are equally weighted in the portfolio.
(The
caisse
makes no claim about future movements in the price of the stocks.)
Security |
Stock exchange |
Currency |
|---|---|---|
S1 : Royal Bank of Canada |
Toronto |
Canadian dollars |
S2 : Bank of Nova Scotia |
Toronto |
Canadian dollars |
S3 : CIBC |
Toronto |
Canadian dollars |
S4 : Bank of Montreal |
Toronto |
Canadian dollars |
S5 : Toronto-Dominion Bank |
Toronto |
Canadian dollars |
S6 : Manulife Financial Corp. |
Toronto |
Canadian dollars |
S7 : Sun Life Financial Inc. |
Toronto |
Canadian dollars |
S8 : Great-West Lifeco Inc. |
Toronto |
Canadian dollars |
 |
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Example of how the return is calculated (PDF, 22 KB)
Consumer staples
This product is intended for members who want to capitalize on the foreign sector's growth (60% American and 30% overseas), while knowing their capital is 100% guaranteed.
Term and features
- 3-,5 and 6-year terms.
- Minimum compound annual yield is close to 2.1%1
- Return of this fixed income investment is tied to the performance of a combination of 10 stocks from the largest international companies in the consumer staples industry.
- Capital 100% guaranteed at maturity.
- Protection against foreign currency risk.
1. Rates subject to change without notice.
Here are the 10 securities (common stock) as well as their respective stock exchanges and currencies.
All of the securities are equally weighted in the portfolio.
(The
caisse
makes no claim about future movements in the price of the stocks.)
Security |
Stock exchange |
Currency |
|---|---|---|
S1 : Unilever |
Amsterdam |
Euros |
S2 : Proctor & Gamble |
New York SE |
U.S. dollars |
S3 : Nestlé |
Paris |
Euros |
S4 : Kraft Foods |
New York SE |
U.S. dollars |
S5 : Kimberly-Clark |
New York SE |
U.S. dollars |
S6 : Kao Corporation |
Tokyo SE |
Japanese yen |
S7 : Coca-Cola |
New York SE |
U.S. dollars |
S8 : H.J. Heinz Company |
New York SE |
U.S. dollars |
S9 : ConAgra Foods |
New York SE |
U.S. dollars |
S10 : Seven & I Holdings |
Tokyo SE |
Japanese yen |
|
||
Example of how the return is calculated (PDF, 22 KB)
