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Desjardins Enhanced Return Guaranteed Investment

Offered for a limited time

Quick facts

  • Main feature: capital 100% guaranteed
  • Minimum deposit: $500
  • Terms: 3.5 years, 5 years or 6 years
  • Withdrawal: not redeemable before maturity
  • Returns: interest paid at maturity
Get this product 10 reasons to choose Desjardins

Who should get this investment?

Investors who want a minimum interest income guaranteed each year. Ideal if you want to get an interesting return potential, while protecting your money from exchange rate fluctuations.

Features

Returns
  • Global appreciation: minimum guaranteed interest income of 2.5% (3.5-year term), 5.5% (5-year term) and 8% (6-year term).
  • Interest paid at maturity.
  • Potential higher returns through dynamic keystone industries.
  • Linked to a portfolio of 8 Canadian stocks selected from the largest banking and insurance businesses or linked to a portfolio of 10 stocks selected from major international businesses in the consumer staples and health care industries.

See returns
Example of how the return is calculated (PDF, 22 KB)
See the current issues to find out which securities are currently being offered.
Eligible for these plans
  • Registered plans: TFSA, RRSP, FTA, LIRA, locked-in RRSP, RRIF and LIF.
  • Non-registered plans.
Income taxation
If non-registered:
  • Annually on the minimum return.
  • At maturity on the difference between the minimum return and the maximum return paid.
Other
  • No commission or administration fees.
  • Deposits insured up to $100,000 per person per caisse. In Ontario, Canadian dollar deposits are insured up to $100,000 by the Deposit Insurance Corporation of Ontario. Find out more about deposit insurance (FAQ).
  • Eligible for potential member dividends. Find out more about member dividends.

How to get this product
Online Online
Fill out the form
By phone By phone
Montreal area: 514-522-2373
Elsewhere in Canada and the U.S.: 1-800-CAISSES (1-800-224-7737)
At the caisse At the caisse
Make an appointment with a caisse advisor:

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