Desjardins Profile Guaranteed Investment Portfolio

The Desjardins Profile Guaranteed Investment Portfolio is a turnkey savings solution that consists of several products, including term savings and market-linked guaranteed investments, distributed according to your investor profile. Determine your investor profile

This formula gives you capital protection, optimal portfolio allocation and higher potential returns than traditional investments, all in a single transaction.

Composition of the Desjardins Profile Guaranteed Investment Portfolio

• Term savings (Enhanced interest rate based on the total amount invested)¹
• Alternative Guaranteed Investment
• Perspectives Plus Guaranteed Investment
• Desjardins Equity Guaranteed Investment Portfolio

Features

• Minimum amount: $1,000.
• 5-year term.
• 4 options available according to your investor profile:
  • Secure
  • Stock Market Secure
  • Balanced Income
  • Balanced Growth
• May be redeemed before maturity if the unexpected occurs².
• Eligible for RRSPs and other retirement savings plans.
• Unlimited return potential at maturity³. See returns

Advantages

• Capital 100% guaranteed at maturity.
• Guaranteed interest payment at maturity for the 2 secure profiles.
• Acquire and track several investments at the same time.
• Expert management.
• Protects you against exchange rate fluctuations.
• Entitles you to member dividends from your caisse.
• Enhanced return for investments of $25,000 or more¹.

Example of how the return is calculated (PDF, 36 KB)

	Online (Members)	Fill out the form
	By phone (Members)	Montreal area: 514-522-2373 Elsewhere in Canada and the U.S.: 1-800-CAISSES (1-800-224-7737)
	At the caisse (Members and non-members)	Make an appointment with a caisse advisor: online by phone

1. Enhanced interest rate is applicable only on term savings portion.
2. Certain dates and conditions apply.
3. Return on the 2 "balanced" portfolios could be nil. Capital is always guaranteed at maturity.