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Desjardins Profile Guaranteed Investment Portfolio

Quick facts

Main feature: capital 100% guaranteed
Minimum deposit: $1,000
Term: 5 years
Withdrawal: not redeemable before maturity
Returns: interest paid at maturity

Get this product 10 reasons to choose Desjardins

Who should get this investment?

Investors who want to diversify their portfolios based on their investor profiles. Ideal if you want a turnkey savings solution that gives you access with a single investment to a range of products suited to your profile, while protecting your money from exchange rate fluctuations.

Features


Portfolio composition	Term Savings (Enhanced interest rate based on the total amount invested)¹ Desjardins Enhanced Return Guaranteed Investment – Financial Services Desjardins Enhanced Return Guaranteed Investment – Consumer Staples Desjardins Enhanced Return Guaranteed Investment – Health Care Desjardins Equity Guaranteed Investment Portfolio

4 options available according to your investor profile	Secure Stock Market Secure Balanced Income Balanced Growth

Returns	Interest paid at maturity for the 4 profiles. Higher potential returns than traditional investments. See returns Example of how the return is calculated (PDF, 29.6 KB)

Eligible for these plans	Registered plans: TFSA, RRSP, FTA, LIRA, locked-in RRSP, RRIF and LIF. Non-registered plans.

Income taxation	If non-registered: Annually on the minimum return. At maturity on the difference between the minimum return and the maximum return paid.

Other	Access to international capital markets. Enhanced interest rate for investments over $25,000¹ in a term savings. Deposits insured up to $100,000 per person per caisse. In Ontario, Canadian dollar deposits are insured up to $100,000 by the Deposit Insurance Corporation of Ontario. Find out more about deposit insurance (FAQ). Eligible for potential member dividends. Find out more about member dividends.




	Online (Members)	Fill out the form


	By phone (Members)	Montreal area: 514-522-2373 Elsewhere in Canada and the U.S.: 1-800-CAISSES (1-800-224-7737)


	At the caisse	Make an appointment with a caisse advisor: online by phone