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Stock Market-Indexed Guaranteed Investment

Quick facts

  • Main feature: capital 100% guaranteed
  • Minimum deposit: $500
  • Terms: 3.5 years or 5 years
  • Withdrawal: not redeemable before maturity
  • Returns1: interest paid at maturity
Get this product 10 reasons to choose Desjardins

Who should get this investment?

Investors who want to benefit from potential market returns. Ideal if you want to diversify your portfolio while protecting your money from exchange rate fluctuations.

Features

Returns1
  • Interest paid at maturity.
  • Higher return potential.
  • Based on the increase in value of the stock market index. A rate of participation in index growth or maximum growth may apply.

See returns
Example of how the return is calculated (PDF, 79 KB)
See the current issues to find out which securities are currently being offered.
Eligible for these plans
  • Registered plans: TFSA, RRSP, FTA, LIRA, locked-in RRSP, RRIF and LIF.
  • Non-registered plans.
Income taxation
At maturity (if investment is non-registered).
Other
  • No commission or administration fees.
  • Deposits insured up to $100,000 per person per caisse. In Ontario, Canadian dollar deposits are insured up to $100,000 by the Deposit Insurance Corporation of Ontario. Find out more about deposit insurance (FAQ).
  • Eligible for potential member dividends. Find out more about member dividends.

How to get this product
Online Online
(Members)
Fill out the form
By phone By phone
(Members)
Montreal area: 514-522-2373
Elsewhere in Canada and the U.S.: 1-800-CAISSES (1-800-224-7737)
At the caisse At the caisse
Make an appointment with a caisse advisor:

1. Returns may be nil.

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