Current issues
In effect until January 10, 2009
Stock Market-Indexed Guaranteed Investment
Canadian Index
Index based on 60 of the leading large-cap Canadian companies, including EnCana Corp., Barrick Gold Corp., Royal Bank of Canada, Manulife Financial, Suncor Energy Inc. and Canadian Natural Resources Ltd.
Terms and features
- 3.5- and 5-year term savings
- Return paid at maturity for the 3.5-year term will be equal to the index growth1 (maximum appreciation of 23% and rate of participation in index growth of 100%, for a maximum annual compound return of 6.09%)
- Return paid at maturity for the 5-year term will be equal to the index growth1 (maximum appreciation of 41% and rate of participation in index growth of 100%, for a maximum annual compound return of 7.11%)
1. Returns may be nil.
Example of how the return is calculated (PDF, 79 KB)
American Index
Index based on 500 of the largest American companies in various sectors of activity, including Microsoft Corp., General Electric Co., Procter & Gamble Co., Pfizer Inc., Johnson & Johnson, Exxon Mobil Corp. and Citigroup Inc.
Terms and features
- 5-year term savings
- Return paid at maturity for the 5-year term will be equal to the index growth2 (maximum appreciation of 41% and rate of participation in index growth of 100%, for a maximum annual compound return of 7.11%)
2. Returns may be nil.
Example of how the return is calculated (PDF, 79 KB)
Overseas Index
Index based on the performance of three stock market indices, equally weighted (33 1/3% each) and each composed of the largest companies in several countries:
European Index
Index based on 50 of the largest European Monetary Union companies, including Total SA, Banco Santander Central Hispano SA, BNP Paribas, Sanofi-Aventis, UniCredito Italiano SpA and Nokia OYJ.
UK Index
Index based on 100 of the largest companies in terms of market capitalization listed on the London Stock Exchange (LSE), including BP PLC, HSBC Holdings PLC, GlaxoSmithKline PLC, Royal Dutch Shell PLC and Vodafone Group PLC.
Japanese Index
Index based on 225 of the largest companies listed on the Tokyo Stock Exchange, including Advantest Corp., Fast Retailing Co. Ltd, Kyocera Corp., Fanuc Ltd., TDK Corp., and Canon Inc.
Term and features
- 5-year term
- Return paid at maturity for the 5-year term will be equal to the index growth3 (maximum appreciation of 41% and rate of participation in index growth of 100%, for a maximum annual compound return of 7.11%)
3. Returns may be nil.
Example of how the return is calculated (PDF, 79 KB)
