Perspectives Plus Guaranteed Investment

An indexed savings product that gives you access to various asset classes generally not available to most investors, thanks to specialized and experienced managers.

Potential to earn higher interest than you would in fixed interest rate term savings.

Features

• Minimum amount: $500.
• 3.5-, 5- and 7-year terms.
• Unlimited returns¹ equal to index growth. See returns.
• Non-redeemable before maturity.
• Taxation of income at maturity (if investment is outside of RRSP).

Advantages

• Capital 100% guaranteed at maturity.
• Unparalleled diversification in a single product (geographic diversification, diversification of financial assets, management styles and investment strategies).
• Protection against foreign currency risk.
• Regular and stable returns.
• Entitles you to potential member dividends from your caisse.

Example of how the return is calculated (PDF, 58 KB)

See current issues to find out which securities are currently being offered.

	Online (Members)	Fill out the form
	By phone (Members)	Montreal area: 514-522-2373 Elsewhere in Canada and the U.S.: 1-800-CAISSES (1-800-224-7737)
	At the caisse (Members and non-members)	Make an appointment with a caisse advisor: online by phone

1. Returns may be nil.