Regular Income Term Savings

Quick facts

  • Main feature: capital 100% guaranteed
  • Terms: 1 to 5 years
  • Interest rate: 0.40% to 2.10% (fixed, guaranteed until maturity)
  • Withdrawal: one lump-sum amount per year without charge or penalty, under certain conditions
Get this product 10 reasons to choose Desjardins

Who should get this investment?

For savers who want to to make their money grow outside of a registered retirement plan while making regular automatic withdrawals.

Features

Interest rate
  • Fixed.
  • Guaranteed until maturity.
See current rates
Minimum deposit
$10,000
Eligible for these plans
  • Registered plans: TFSA
  • Non-registered plans
Withdrawal amount and frequency
  • Flexible.
  • Can be changed each year.
  • Frequency of automatic withdrawals: weekly, every 2 weeks, monthly or quarterly.
Other
  • Deposits insured up to $100,000 per person per caisse. In Ontario, Canadian dollar deposits are insured up to $100,000 by the Deposit Insurance Corporation of Ontario. Find out more about deposit insurance (FAQ).
  • Eligible for potential member dividends. Find out more about member dividends.
  • Savings-Life Insurance available.

Calculate

How much will your investment be worth at maturity?

How to get this product
By phone By phone
Montreal area: 514-522-2373
Elsewhere in Canada and the US: 1-800-CAISSES (1-800-224-7737)
At the caisse At the caisse
Make an appointment with a caisse advisor:

Interest rates

Regular Income Term Savings
As of November 22, 2009
Term
Rate
1 year
0.40%
3 years
1.60%
5 years
2.10%
Minimum investment amount: $10,000
Other terms

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