Term Savings

High interest rate guaranteed until maturity. Can be used to obtain regular income.

Allows you to maximize your savings yield.

Features

  • Minimum deposit of $500 for RRSPs, $1,000 for non-RRSP accounts and $5,000 for terms under one year.
  • Terms of 30 days to 10 years available at the caisse and by phone.
  • Terms of 1 to 5 years available online.
  • Interest rate is determined by term selected and guaranteed until maturity. See rates
  • May be redeemed before maturity. Some conditions apply.
  • Available in US dollars.

Advantages

  • Ensures a high return on your savings and protection against fluctuating interest rates.
  • Capital 100% guaranteed.
  • Eligible for RRSPs and other retirement savings plans.
  • Entitles you to potential member dividends from your caisse.
How to get this product
Online Online
(Members)
AccèsD Internet users:
  • Log on to AccèsD
  • Follow the instructions on the next page.
If you are not an AccèsD Internet user, fill out the form
By phone By phone
(Members)
Montreal area: 514-522-2373
Elsewhere in Canada and the US: 1-800-CAISSES (1-800-224-7737)
At the caisse At the caisse
(Members and non-members)
Make an appointment with a caisse advisor:

Not yet registered for AccèsD?

Call one of these numbers to begin getting the benefits of the service today.

Montreal area: 514-522-2373
Elsewhere in Canada and the US: 1-800-CAISSES (1-800-224-7737)

Interest rates

Term Savings
As of July 5, 2008
Term
Rate
1 year
2.25%
3 years
2.85%
5 years
3.20%
Minimum deposit: $1,000 (outside of RRSP)
Minimum deposit: $500 (RRSP)

Other terms

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