Redeemable Term Savings

Quick facts

  • Main feature: capital 100% guaranteed
  • Term: 1 year
  • Interest rate: 0.20% (fixed, guaranteed until maturity)
  • Withdrawal: redeemable in full or in part at any time without penalty at the caisse and on AccèsD
Get this product 10 reasons to choose Desjardins

Who should get this investment?

Short-term savers who may need to withdraw their savings before maturity. Ideal if you want to make your capital grow while having the freedom to access your money at any time.

Features

Interest rate
  • Fixed.
  • Based on the term selected.
  • Guaranteed until maturity.
See current rates
Minimum savings objective
$1,000
Eligible for these plans
  • Registered plans: TFSA, RRSP, FTA, LIRA, locked-in RRSP.
  • Non-registered plans.
Withdrawal
  • Partial withdrawal of at least $1,000 of your savings if you maintain a minimum balance of $1,000.
Other
  • Deposits insured up to $100,000 per person per caisse. In Ontario, Canadian dollar deposits are insured up to $100,000 by the Deposit Insurance Corporation of Ontario. Find out more about deposit insurance (FAQ).
  • Eligible for potential member dividends. Find out more about member dividends.
  • Savings-Life Insurance available.

Calculate

How much will your investment be worth at maturity?

How to get this product
Online Online
(Members)
AccèsD Internet users:
  • Log on to AccèsD
  • Follow the instructions on the next page.

AccèsD Internet non-users: fill out the form

 Guaranteed 100% Secure
By phone By phone
(Members)
Montreal area: 514-522-2373
Elsewhere in Canada and the U.S.: 1-800-CAISSES (1-800-224-7737)
At the caisse At the caisse
Make an appointment with a caisse advisor:

Interest rates

Redeemable Term Savings
As of November 22, 2009
Term
Rate
1 year
0.20%
Minimum deposit: $1,000

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