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Redeemable Term Savings

Quick facts

Main feature: capital 100% guaranteed
Term: 1 year
Interest rate: 0.20% (fixed, guaranteed until maturity)
Withdrawal: redeemable in full or in part at any time without penalty at the caisse and on AccèsD

Get this product 10 reasons to choose Desjardins

Who should get this investment?

Short-term savers who may need to withdraw their savings before maturity. Ideal if you want to make your capital grow while having the freedom to access your money at any time.

Features


Interest rate	Fixed. Based on the term selected. Guaranteed until maturity. See current rates

Minimum savings objective	$1,000

Eligible for these plans	Registered plans: TFSA, RRSP, FTA, LIRA, locked-in RRSP. Non-registered plans.

Withdrawal	Partial withdrawal of at least $1,000 of your savings if you maintain a minimum balance of $1,000.

Other	Deposits insured up to $100,000 per person per caisse. In Ontario, Canadian dollar deposits are insured up to $100,000 by the Deposit Insurance Corporation of Ontario. Find out more about deposit insurance (FAQ). Eligible for potential member dividends. Find out more about member dividends. Savings-Life Insurance available.

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How much will your investment be worth at maturity?





	Online (Members)	AccèsD Internet users: Log on to AccèsD Follow the instructions on the next page. AccèsD Internet non-users: fill out the form


	By phone (Members)	Montreal area: 514-522-2373 Elsewhere in Canada and the U.S.: 1-800-CAISSES (1-800-224-7737)


	At the caisse	Make an appointment with a caisse advisor: online by phone