Diversified Term Savings

Term savings whose initial capital is divided into three or five separate amounts, each invested for a different term (1 to 3 or 1 to 5 years).

Funds may be cashed in or reinvested at each maturity date. Longer terms generally earn higher rates of interest.

Features

• Minimum amount: $3,000.
• 3- and 5-year terms.
• Interest rates are guaranteed until maturity. See rates
• A variety of interest payment options.

Advantages

• Capital is 100% guaranteed.
• Ensures high returns.
• Access to part of the invested capital each year.
• Maturity dates are spread out, making it possible to benefit from changing interest rates.
• Eligible for RRSPs and other retirement savings plans.
• Entitles you to potential member dividends from your caisse.

	By phone (Members)	Montreal area: 514-522-2373 Elsewhere in Canada and the US: 1-800-CAISSES (1-800-224-7737)
	At the caisse (Members and non-members)	Make an appointment with a caisse advisor: online by phone