Regular Deposit Term Savings

Make regular deposits into a term savings account for a predetermined time period.

This investment lets you easily accumulate the amount you need to make that special dream become a reality or to spread out your RRSP contribution over the entire year.

Features

• Guaranteed preferred rate for fixed terms of 1 to 5 years.
• Minimum savings objective of $1,200 for 1-year term and $3,000 for other terms.
• Frequency of transfers: weekly, every 2 weeks, twice a month or monthly.
• Option to redeem before maturity.
• 1- to 3-year terms are fully redeemable before maturity with interest penalty.
• 4- and 5-year terms are redeemable without penalty on 3rd and 4th deposit anniversary dates.

Advantages

• Capital 100% guaranteed.
• You choose the payment amount and frequency and can change them at any time.
• RRSP-eligible.
• Entitles you to member dividends from your caisse.
• May be converted to a down payment on a house at any time when the mortgage is obtained from your caisse.

	Online (Members)	Fill out the form
	By phone (Members)	Montreal area: 514-522-2373 Elsewhere in Canada and the U.S.: 1-800-CAISSES (1-800-224-7737)
	At the caisse (Members and non-members)	Make an appointment with a caisse advisor: online by phone