Desjardins permanent shares

Permanent shares are capital shares that are exclusive to Desjardins caisses in Quebec and offer a higher return than one-year term savings. Interest can be automatically reinvested in additional shares.

Features

• $10 face value.
• Minimum investment amount of $100.
• No maximum purchase amount.
• Return based the average annual rate of one-year term savings plus 1.30%.
• No fixed maturity date.

Advantages

• Ideal for portfolio diversification.
• Stable face value.
• Attractive returns.
• Interest may be reinvested in additional shares (in participating caisses).
• No purchase or administration fees.
• Eligible for RRSPs and other retirement savings plans.

	At the caisse (Members and non-members)	Make an appointment with a caisse advisor: online by phone