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Desjardins permanent shares

Quick facts

  • Main feature: capital shares exclusive to Desjardins caisses, with no fixed maturity, that offer a higher return than 1-year term savings
  • Minimum deposit: $100
Get this product 10 reasons to choose Desjardins

Who should get this investment?

Investors who want a way to invest in their caisse while diversifying their portfolio.

Features

Value of shares (par value)
$10 (fixed value)
Eligible for these plans
  • Registered plans: RRSP, FTA, LIRA, locked-in RRSP, RRIF and LIF.
  • Non-registered plans.
Returns
The higher of these rates:
  • the average closing rate on the last business day of the month over 12 months, for 5-year Government of Canada bonds
or
  • 4.25% (the decision to pay returns or not is made by members at the Annual General Meeting)
Other
  • Interest may be reinvested in additional shares (in participating caisses).
  • No purchase or administration fees.

Calculate

How much will your investment be worth at maturity?

How to get this product
At the caisse At the caisse
Make an appointment with a caisse advisor:
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Interest rates

Desjardins permanent shares
As of February 10, 2012
End of
financial year
Rate
2011
4.25%