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Savings and investment

Note
Special limited-time non-redeemable term savings offer. Minimum investment of $20,000*. 100% guaranteed capital and returns. Eligible for RRSPs, TFSAs and non-registered savings plans. Contact your advisor.

*Minimum investment of $10,000 per segment. A segment of $5,000 may be invested, but only in a TFSA or RRSP. Certain conditions and restrictions apply. Offer valid as of January 10, 2012. This offer may be terminated at any time without notice.

Desjardins can offer you products for every type of investor profile. Want to invest online now?

Accounts

Accounts for regular transactions, short-term capital accumulation, or to save for a specific goal.

Market-linked guaranteed investments

If you want market-linked returns without putting your capital at risk.

TFSAs: Save for a specific goal

Registered account with tax-free investment earnings and withdrawals. An additional tool to help you save money and reduce your taxes.

Registered Disability Savings Plan (RDSP)

If you want to save money and benefit from grants that will enable you to enhance financial security for yourself or your loved ones with disabilities. Verify the beneficiary's eligibility and set up a Registered Disability Savings Plan (RDSP) with your Desjardins Advisor.

Education-related savings

If you want to go back to school (LLP) or for your children's education (RESP). You can also make your summer or after-school income grow.

Securities brokerage services

If you want to open a brokerage account or if you are looking for custom brokerage services: full service brokerage, online brokerage or direct access brokerage.

Socially-responsible investments

SocieTerra Portfolios and the Desjardins Environment Fund are financial products that reflect your values: cooperation, social responsibility and respect for the environment.

Guaranteed fixed-rate investments

Term savings are worry-free investment vehicles that can help you make your plans a reality and get higher returns on your savings.

Investment funds

Desjardins Funds, Northwest Funds, Ethical Funds, Desjardins Financial Security Guaranteed Investment Funds and the Helios Contract can help you diversify your portfolio and benefit from the expertise of seasoned fund managers.

RRSPs: Save for retirement

Choose from our various RRSP investment products. Find out about our RRSP loans, make your contribution now or get RRSP tips online.

Retirement income products

If you are about to retire, it's time to start thinking about converting your Locked-In Retirement Accounts (LIRAs), RRSPs and non-RRSP savings into an investment vehicle such as an RRIF, LIF, annuity or other retirement income option.

Desjardins permanent shares

If you are a member of a caisse Desjardins du Québec and want to participate in the growth of your caisse's financial structure and benefit from the financial advantages they offer.

Personal asset management

Make well-informed decisions about portfolio diversification, retirement planning, managing your retirement income, insurance and estate planning.

Capital régional et coopératif Desjardins

Invest in Capital régional et coopératif Desjardins shares and get a tax credit of 50% from the Quebec government. Your investment benefits companies and cooperatives throughout the province.