Caisses Desjardins du Québec and Caisses populaires de l'Ontario [Change site]

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Income options:
T-Class units

Quick facts

  • Main feature: exclusively for non-registered portfolios (non-RRSP)
  • Returns: See Desjardins Funds returns
  • Transaction fees: none (no purchase, redemption or exchange fees)

Who should get these investments?

  • Pre-retirees who want to accumulate non-RRSP capital.
  • Retirees who want to increase net returns from non-registered investments or get regular income from money received through an inheritance or the sale of a property or a business.
  • Annuitants who want to receive additional income that is not fully taxable to avoid having to repay Old Age Security pensions.

Features

  • Several funds are available.
  • Entitle you to potential member dividends.
    Find out more about member dividends
  • Use these investments to:
    • Receive regular monthly income.
    • Defer part of your taxes (which increases your net investment amount).
    • Take advantage of market fluctuations.
    • Simplify your financial planning.

Find out more


How to get this product
Online Online
(Members)
By phone By phone
(Members)
Montreal area: 514-522-2373
Elsewhere in Canada and the US: 1-800-CAISSES (1-800-224-7737)
At the caisse At the caisse
Make an appointment with a caisse advisor:

1. Desjardins Funds are offered by Desjardins Financial Services Firm Inc., a Desjardins Group company.