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Desjardins Financial Security Guaranteed Investment Funds and the Helios Contract

Quick facts

  • Main feature: guaranteed income paid for as long as you need it
  • Guarantees:
    • a choice of 2 core guarantees to protect your deposits against market downturns
    • optional guarantee to provide you with guaranteed retirement income
Get this product 10 reasons to choose Desjardins

Note The Helios Contract is offered by financial security advisors of Desjardins Financial Security and does not appear on Strategic Investment Account Statements. Desjardins Financial Security Guaranteed Investment Funds are established by Desjardins Financial Security Life Assurance Company.

The Contract and Information Folder contains important information on the Desjardins Financial Security Guaranteed Investment Funds Plan - Helios and Desjardins Financial Security Guaranteed Investment Funds. We recommend that you read it carefully before signing a contract.

Who should get this investment?

Investors who want to:

  • Receive guaranteed and predictable income during their lifetime.
  • Be protected from market downturns while benefiting from the upturns.
  • Have the flexibility to carry out their retirement plans.

This type of investment protects, grows and diversifies your portfolio.

Features

Eligible for these plans
  • Registered plans: RRSPs, TFSAs (only available in caisse), RRIFs, LIRAs and LIFs.
  • Non-registered plans.
Investment options
Access to 33 investment funds for wide diversification, including 6 portfolios:
  • Portfolios of funds
  • Income funds
  • Balanced funds and asset allocation
  • Canadian equity funds
  • Foreign equity funds
Guarantees
  • A choice of 2 core guarantees to protect your deposits against market downturns throughout your life and at death.
  • Optional guarantee to provide you with guaranteed and predictable income for life.
Other
  • Prompt payment of your guaranteed amount to your loved ones in the event of death.
  • Creditor protection1.

Find out more

Visit the Helios Zone on the Desjardins Financial Security Web site.

How to get this product
At the caisse At the caisse
Make an appointment with a caisse advisor:
At an LSF Financial Centre At an LSF Financial Centre
Contact a Desjardins Financial Security Independent Network advisor.
Find an advisor

1. This document is published for information purposes only and does not represent a legal opinion. The rules concerning exemption from seizure can be complex and vary by province. Please speak to a legal advisor (lawyer or notary) for an assessment of your specific situation.