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Savings and investment

Saving for a major purchase and earning investment income in a tax shelter is entirely possible with the new Tax-Free Savings Account (TFSA). What's more, withdrawals are not taxable. Imagine how much money you could save tax-free when you invest in a TFSA regularly each year!

Desjardins can offer you products for every type of investor profile.

Which product should I choose?
Find the savings and investment products that best meet your needs.

Savings accounts

Accounts for regular savings, short-term capital accumulation, or to save for a specific goal.

Guaranteed fixed-rate investments

Term savings are worry-free investment vehicles that can help you make your plans a reality. For those seeking higher returns on their savings.

Market-linked guaranteed investments

For investors interested in getting market-linked returns without putting their capital at risk.

Investment funds

Desjardins Funds, Northwest Funds, Desjardins Financial Security Guaranteed Investment Funds and the Helios Contract can help you diversify your portfolio and benefit from the expertise of seasoned fund managers.

Tax-Free Savings Account (TFSA)

Registered account with tax-free investment earnings and withdrawals. An additional tool to help you save money and reduce your taxes.

Saving for retirement

Choose from our various RRSP investment products. Find out about our RRSP loans or make your contribution now.

Education-related savings

For those saving to go back to school (LLP) or for their children's education (RESP). For students who want to make their summer or after-school income grow.

Retirement income products

If you are about to retire, it's time to start thinking about converting your Locked-In Retirement Accounts (LIRAs), RRSPs and non-RRSP savings into an investment vehicle such as an RRIF, LIF, annuity or other retirement income option.

Securities brokerage services

Full service brokerage, online brokerage, direct access brokerage, open a brokerage account

Desjardins permanent shares

Effective way for members of the caisses Desjardins du Québec to participate in the growth of their caisse's financial structure and benefit from the financial advantages they offer.

Socially responsible investments

Invest in financial products that reflect your values: cooperation, social responsibility and respect for the environment.