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Special rate programs

Young people and seniors are important to us at Desjardins. That's why we offer a complete range of products and services tailored to their needs. Desjardins also offers the disabled a variety of adapted services.

School Caisse
  • This way of saving, designed for children 6 to 11 years of age, is offered in partnership with schools.
  • It allows young people to become familiar with the notions of economy and cooperation.
  • Deposits are made at the school.
  • No service charges.

Find out more about the school caisse.
Student Caisse
  • A "mini-caisse" within the secondary school environment, managed by student volunteers.
  • Designed for young people aged 12 to 17.
  • Allows children to develop and practice the concepts of saving, economy, administration and cooperation.
  • No service charges.

Find out more about the student caisse.
Desjardins Youth Profit Account
  • Build-up account for young people aged 21 and under and for full-time postsecondary students aged 22 to 25.
  • Provides a higher interest rate than regular accounts that increases with the balance, in accordance with a scale adapted to young people's savings capacity.
  • No service charges for youth under 18.
  • Full-time postsecondary students aged 22 to 25 and non-students aged 18 to 21 get a discount of up to $4 per month on regular chequing account service charges.

Find out more about the Desjardins Youth Profit Account.
Distinctive Offer
  • For professionals working in specific fields.
  • Discount of up to $4 per month on regular chequing account service charges, as well as other advantages.

Find out more about the Distinctive Offer.
Desjardins Merit Service
  • For members aged 601 and over.
  • Discount of up to $4 per month on regular chequing account service charges. This discount is also valid on fixed-rate monthly plans.

Find out more about the program at your caisse.
Fee structure for members with disabilities
  • For members with permanent disabilities preventing them from using the ATM.
  • Members with permanent disabilities pay only automated services fees when making teller transactions.

To find out more, contact your caisse.

Find out more

See the Reference guide – Fees and frequently used services for individual members (PDF, 345 KB).

1. No changes will be made to accounts held by members who were 60 or older on March 31, 2003.

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