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Transaction processing days

Account transactions are not necessarily dated the day they are carried out.

Desjardins ATMs

For transactions carried out:	Transactions will be dated:
Monday to Thursday before 9:30 p.m.	The same day
Monday to Thursday after 9:30 p.m.	The following day
Friday to Saturday before 6:30 p.m.	Friday
Saturday after 6:30 p.m. to Sunday inclusively	Monday

For example, a transaction made at a Desjardins ATM on Monday at 10:45 p.m. will be dated Tuesday.

No matter the day of the month, the system processes changes in the same way. This means that a transaction made on a Saturday (before 6:30 p.m.) on the 1st day of the month is processed in your account as if it had been made on the last day of the previous month (i.e. the Friday).

Desjardins point-of-sale (PoS) terminal

Any direct payment transaction made at a Desjardins PoS terminal will be dated the day the transaction was made. The day changes at 12:00 midnight every day.