Caisses Desjardins du Québec and Caisses populaires de l'Ontario [Change site]

Optimum plans

The Premier Plan

  • Fixed monthly fee of $13.95 for an unlimited number of transactions per month, regardless of the method of access you use: automated1, chequing or teller services.
  • Free each month that you maintain a minimum balance of $4,000.
  • Includes Interac* network access fees for a maximum of 3 withdrawals per month made at ATMs of other financial institutions on the Interac network* for individual members of caisses affiliated with the Fédération des caisses populaires de l’Ontario2.
  • Charges apply to excess transactions or to transactions not included in the plan.

The Premier Plus Plan

  • Fixed monthly fee of $20.95 for an unlimited number of transactions using any access method (automated services1, cheques and teller services).
  • Includes the following services at no extra charge: one order of 100 personal cheques (Desjardins model) per year, certified cheques, single-signature American Express™ traveller's cheques, drafts, money orders (any currency) and return of cheque images (members with monthly statements of account only).
  • Entitles you to a $15 discount on the rental of a safety deposit box (taxes included).
  • Free each month that you maintain a minimum balance of $5,000.
  • Includes Interac* network access fees for a maximum of 3 withdrawals per month made at ATMs of other financial institutions on the Interac network* for individual members of caisses affiliated with the Fédération des caisses populaires de l’Ontario2.
Account and Plan Selector
Use the Account and Plan Selector to find the account and plan that are best for you or see the Desjardins Plan Comparison Table (PDF, 83 KB).

Did you know?

Many transactions are free of charge at all times, regardless of your plan. These include deposits, line of credit payments and automatic transfers between accounts in a single folio. In addition, you can use Desjardins ATMs and AccèsD (Telephone and Internet) to get account balances3 (including VISA Desjardins accounts) and the latest transactions posted to your account.

Find out more about user fees for key services.

How to get this product
By phone By phone
(Members)
Montreal area: 514-522-2373
Elsewhere in Canada and the U.S.: 1-800-CAISSES (1-800-224-7737)
At the caisse At the caisse
Make an appointment with a caisse advisor:

1. Includes ATM transactions (such as payment of bills registered in your bill file), AccèsD Internet and AccèsD Telephone transactions (payment of bills registered in your file, transfers, person-to-person transfers), direct payment transactions (Canada and the U.S.), direct deposits, direct withdrawals and automatic transfers.

2. Some ATMs charge additional fees, which are added to the withdrawal amount and paid directly to the ATM operator. Users are informed of this via a screen message and have the option of cancelling the transaction.

3. Charges apply when an account balance is requested by phone or with a teller and no transaction is made.

™ Registered trademark of the American Express Company