Caisses Desjardins du Québec and Caisses populaires de l'Ontario [Change site]
Monthly plans
Please note that user fees for key services were changed on July 1, 2011. Find out more about the changes to user fees (PDF, 42 KB).
Would you like to cut back on the fees you pay for your transactions? Opt for one of our monthly plans available with the Personal Chequing Account or Build-Up Savings Account. You'll surely find one suited to your budget and lifestyle.
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To find the account and plan that are best for you:
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Plans |
Monthly fee |
Number of transactions |
Automated services1 and cheques |
Teller transactions |
Minimum monthly balance required for service charge exemption2 |
|---|---|---|---|---|---|
Basic plans |
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$2.95 |
7 |
 |
 |
$1,000 |
|
$3.95 |
12 |
|
|
$1,500 |
|
Intermediate plans |
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$6.50 |
25 |
|
|
$2,000 |
|
$8.95 |
40 |
|
|
$2,500 |
|
$10.95 |
40 |
|
|
$3,000 |
|
Optimum plans |
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$13.95 |
Unlimited |
|
|
$4,000 |
|
$21.95 |
Unlimited |
|
|
$5,000 |
|
 |
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Important:
- Transactions exceeding the number allowed by your plan and/or not included in your plan are billed at the rate set for regular transactions.
- Unless otherwise stated, no plan covers the fees for withdrawals made at non-Desjardins ATMs.
Find out more
See Reference guide – Fees and frequently used services for individual members (PDF, 623 KB).
See Change plans.
1. Includes transactions made at an ATM (such as payment of bills registered in your bill file), via AccèsD Internet, Desjardins mobile services†, AccèsD Telephone (payment of bills registered in your file, transfers, person-to-person transfers), direct payment transactions (Canada and the U.S.), direct deposits, direct withdrawals and automatic transfers.
2. The indicated minimum monthly balance must be maintained for the entire month to be eligible for the service charge exemption for the month.
3. ATM payments of bills not registered in your bill file are not included in the Economy, Mid-level and Autonomous plans. To register organizations in your bill file, see Bill payments.
4.For individual members of caisses affiliated with the Fédération des caisses populaires de l'Ontario Inc.2, these plans include Interac* network access fees for a maximum of 3 withdrawals per month made from ATMs of other financial institutions on the Interac network*. Certain ATM operators charge an additional fee to use their ATMs.
5. Also included in this plan are: one order of 100 personal cheques (Desjardins model) per year, certified cheques, single-signature American Express™ traveller's cheques, drafts, money orders (any currency), return of cheque images (members with monthly statements of account only), and a $15 annual discount (including taxes) on safety deposit box rental.
† Desjardins mobile services are available on your mobile device on m.desjardins.com. iPhone and iPod touch: Download the free mobile application from the App Store. TM: iPhone, iPod touch and App Store are registered trademarks of Apple Inc. Apple Inc. is not affiliated with Desjardins Group.
* Authorized user of these trademarks: Fédération des caisses Desjardins du Québec.
™ Registered trademark of the American Express Company
