Monthly plans

Would you like to cut back on the fees you pay for your transactions? Opt for one of our monthly plans available with the Personal Chequing Account. You'll surely find one suited to your budget and lifestyle.

Use the Account and Plan Selector to find the account and plan that are best for you or see the Desjardins Plan Comparison Table (PDF, 83 KB).

Plans	Monthly fee	Number of transactions	Automated services1 and cheques	Counter services	Minimum monthly balance required for service charge exemption2
Basic plans
The Economy	$2.95	7	3		$1,000
The Economy Plus	$3.95	12			$1,500
Intermediate plans
The Mid-level	$6.504	25	3		$2,000
The Autonomous	$8.504	40	3		$2,500
The Autonomous Plus	$9.954	40			$3,000
Optimum plans
The Premier	$13.954	Unlimited			$4,000
The Premier Plus5	$20.954	Unlimited			$5,000

Important:

• Transactions exceeding the number allowed by your plan and/or not included in your plan are billed at the rate set for regular transactions.
• Unless otherwise stated, no plan cover the fees for withdrawals made at non-Desjardins ATMs.

1. Includes ATM transactions (such as payment of bills registered in your bill file), AccèsD Internet and AccèsD Telephone transactions (payment of bills registered in your file, transfers, person-to-person transfers), direct payment transactions (Canada and the U.S.), direct deposits, direct withdrawals and automatic transfers.

2. The indicated minimum monthly balance must be maintained for the entire month to be eligible for the service charge exemption for the month.

3. ATM payments of bills not registered in your bill file are not included in the Economy, Mid-level and Autonomous plans. To register organizations in your bill file, see How to enter a bill.

4. These plans include Interac* network access fees for a maximum of 3 withdrawals per month made from ATMs of other financial institutions on the Interac network* for individual members of caisses affiliated with the Fédération des caisses populaires de l’Ontario. Certain ATM operators charge an additional fee to use their ATMs.

5. Also included in this plan are: one order of 100 personal cheques (Desjardins model) per year, certified cheques, single-signature American Express^TM traveller's cheques, drafts, money orders (any currency), return of cheque images (members with monthly statements of account only), and a $15 annual discount (including taxes) on safety deposit box rental.

* Authorized user of these trademarks: Fédération des caisses Desjardins du Québec.

^TM Registered trademark of the American Express Company