HomeProducts and servicesAccounts and related servicesAccounts >  Build-Up Savings Account

Build-Up Savings Account

Quick facts

  • Account type: interest-bearing chequing account
  • Interest rate: 0.00% to 0.10% (based on balance maintained)
  • Fees: none if minimum monthly balance for selected plan is maintained (otherwise standard transaction fees apply)
  • Insured deposits: up to $100,000 per person per caisse

Who should get this account?

People who want to carry out regular transactions and grow their savings. This account is as flexible as a regular chequing account but also offers returns on your savings.

Features

Transactions
Deposits, withdrawals, cheques, transfers, bill payments and debit card purchases.
Access to your account
You can use your Desjardins Access Card (debit card) to make all your regular transactions at Desjardins caisses, ATMs and, at any time, on AccèsD Internet and Telephone.

Find out more about:
Interest
Interest paid monthly.
See current rates
Monthly fixed-rate plans
You can choose one of our fixed-rate monthly plans and, if you maintain the appropriate minimum monthly balance in your account, your plan won't cost you anything.

Find out more about available plans.
Account statement
Get free monthly statements of account by mail or online.

Find out more about monthly statements of accounts.
Insured deposits
Deposits insured up to $100,000 per person per caisse. In Ontario, Canadian dollar deposits are insured up to $100,000 by the Deposit Insurance Corporation of Ontario. Find out more about deposit insurance (FAQ).
Overdraft transfers
You can add the Overdraft Transfer service to your account (Canadian currency only) to cover transactions that exceed the balance available in your account using an automatic cash advance from your VISA Desjardins credit card.

Find out more about:
Other

How to get this product?
At the caisse At the caisse
Members
Make an appointment with a caisse advisor:
Non-members
To open an account, you must first become a member of a caisse.