High-Yield Account

Quick facts

  • Account type: chequing account
  • Interest rate: 0.00% to 0.20% (based on balance maintained)
  • Fees: none if minimum monthly balance of $25,000 is maintained (otherwise standard transaction fees apply)
  • Insured deposits: up to $100,000 per person per caisse
Get this product 10 reasons to choose Desjardins

Who should get this account?

People who maintain a high monthly balance. Ideal for carrying out regular transactions while earning higher returns if you can maintain a certain balance.

Features

Transactions
Deposits, withdrawals, cheques, transfers, bill payments and debit card purchases.
Access to your account
You can use your Desjardins Access Card (debit card) to make all your regular transactions at Desjardins caisse , ATMs and, at any time, on AccèsD Internet and Telephone.

Find out more about:
Interest
Interest paid monthly.

See current rates
Monthly fees
  • Regular transactions are free if you maintain a minimum monthly balance of $25,000.
Account statement
Get free monthly statements of account by mail or online.

Find out more about monthly statements of accounts.
Insured deposits
Deposits insured up to $100,000 per person per caisse. In Ontario, Canadian dollar deposits are insured up to $100,000 by the Deposit Insurance Corporation of Ontario. Find out more about deposit insurance (FAQ).
Overdraft transfers
You can add the Overdraft Transfer service to your account (Canadian currency only) to cover transactions that exceed the balance available in your account using an automatic cash advance from your VISA Desjardins credit card.

Find out more about:
Other

How to get this product?
At the caisse At the caisse
Members
Make an appointment with a caisse advisor:
Non-members
To open an account, you must first become a member of a caisse.