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High-Yield Account

Who should get this account?

People who maintain a high monthly balance. Ideal for carrying out regular transactions while earning higher returns if you can maintain a certain balance.

Use the Account and Plan Selector to find the account and plan that are best for you.

Features

Transactions	Deposits, withdrawals, cheques, transfers, bill payments and debit card purchases.
Access to your account	You can use your Desjardins Access Card (debit card) to make all your regular transactions at Desjardins caisse, ATMs and, at any time, on AccèsD Internet and Telephone. Find out more about: AccèsD Internet the Desjardins Access Card
Interest	Interest paid monthly. See current rates
Monthly fees	Regular transactions are free if you maintain a minimum monthly balance of $25,000.
Account statement	Get free monthly statements of account by mail or online. Find out more about monthly statements of accounts.
Insured deposits	Deposits insured up to $100,000 per person per caisse. In Ontario, Canadian dollar deposits are insured up to $100,000 by the Deposit Insurance Corporation of Ontario. Find out more about deposit insurance (FAQ).
Overdraft protection	You can add overdraft protection to your account (Canadian currency only) to cover transactions that exceed the balance available in your account using an automatic cash advance from your VISA Desjardins credit card. Find out more about: overdraft protection accounts eligible for overdraft transfers
Other	Desjardins Savings-Life Insurance available. Find out more about Savings-Life Insurance. Eligible for potential member dividends. Find out more about member dividends.

	At the caisse	Members Make an appointment with a caisse advisor: online by phone Non-members To open an account, you must first become a member of a caisse.