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Regular Savings Account

Quick facts

  • Account type: savings account without cheque-writing privileges
  • Interest rate: 0.05% to 0.10% (based on balance maintained)
  • Fees: standard transaction fees apply (except for automatic transfers from a chequing account in the same folio)
  • Insured deposits: up to $100,000 per person per caisse

Who should get this account?

People who want to accumulate funds through single or scheduled periodic instalments to save up for a project or be prepared for the unexpected.

Features

Transactions
Deposits, withdrawals and transfers.
Interest
Interest paid monthly.

See current rates
Monthly fees
Service charges apply, except for automatic transfers from a chequing account in the same folio.
Account statement
Monthly statement of account included in the chequing account statement you receive by mail or online.

Find out more about monthly statements of accounts.
Insured deposits
Deposits insured up to $100,000 per person per caisse. In Ontario, Canadian dollar deposits are insured up to $100,000 by the Deposit Insurance Corporation of Ontario. Find out more about deposit insurance (FAQ).
Eligible for these plans
  • Registered plans: RRSP, FTA, LIRA, locked-in RRSP, RRIF and LIF.
  • Non-registered plans.
Other

How to get this product?
En ligne Online
At the caisse At the caisse
Members
Make an appointment with a caisse advisor:
Non-members
To open an account, you must first become a member of a caisse.