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Regular Savings Account

Quick facts

Account type: savings account without cheque-writing privileges
Interest rate: 0.05% to 0.10% (based on balance maintained)
Fees: standard transaction fees apply (except for automatic transfers from a chequing account in the same folio)
Insured deposits: up to $100,000 per person per caisse

People who want to accumulate funds through single or scheduled periodic instalments to save up for a project or be prepared for the unexpected.

You must have a Desjardins chequing account to open a Regular Savings Account.

Use the Account and Plan Selector to find the account and plan that are best for you.


Transactions	Deposits, withdrawals and transfers.

Interest	Interest paid monthly. See current rates

Monthly fees	Service charges apply, except for automatic transfers from a chequing account in the same folio.

Account statement	Monthly statement of account included in the chequing account statement you receive by mail or online. Find out more about statements of accounts.

Insured deposits	Deposits insured up to $100,000 per person per caisse. In Ontario, Canadian dollar deposits are insured up to $100,000 by the Deposit Insurance Corporation of Ontario. Find out more about deposit insurance (FAQ).

Eligible for these plans	Registered plans: RRSP, FTA, LIRA, locked-in RRSP, RRIF, LIF and RDSP. Non-registered plans.

Other	Desjardins Savings-Life Insurance available. Find out more about Savings-Life Insurance. Eligible for potential member dividends. Find out more about member dividends.




	Online	Fill out the form



	At the caisse	Members Make an appointment with a caisse advisor: online by phone Non-members To open an account, you must first become a member of a caisse.