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Personal Chequing Account
Quick facts
- Account type: chequing account
- Interest rate: no interest is payable on the primary chequing account
- Fees: none if minimum monthly balance for selected plan is maintained (otherwise standard transaction fees apply)
- Insured deposits: up to $100,000 per person per caisse
Who should get this account?
People who need an account for all their regular transactions.
Features
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Transactions |
Deposits, withdrawals, cheques, transfers, bill payments and debit card purchases. |
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Access to your account |
You can use your Desjardins Access Card (debit card) to make all your regular transactions at Desjardins caisses, ATMs and, at any time, on AccèsD Internet and Telephone. Find out more about: |
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Monthly fixed-rate plans |
You can choose one of our fixed-rate monthly plans and, if you maintain the appropriate minimum monthly balance in your account, your plan won't cost you anything. Find out more about available plans. |
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Account statement |
Get free monthly statements of account by mail or online. Find out more about monthly statements of accounts. |
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Insured deposits |
Deposits insured up to $100,000 per person per caisse. In Ontario, Canadian dollar deposits are insured up to $100,000 by the Deposit Insurance Corporation of Ontario. Find out more
about deposit insurance (FAQ).
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Overdraft transfers |
You can add the Overdraft Transfer service to your account (Canadian currency only) to cover transactions that exceed the balance available in your account using an automatic cash advance from your VISA Desjardins credit
card.
Find out more about: |
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Other |
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 At the caisse
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Members Make an appointment with a caisse advisor: Non-members To open an account, you must first become a member of a caisse. |
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