All our VISA Desjardins cards

VISA Desjardins cards offer you solutions unlike any other.

  • Payment solutions: a credit limit for everyday purchases and cash advances at any time.
  • Financing solutions: a second, separate credit limit with a different interest rate.
  • Account management solutions: access to your VISA account on AccèsD and by telephone.

Choosing a card
To help you choose the card that is best for your budget and needs, use the VISA Desjardins card selector.

FOR STUDENTS ONLY
For students
Interest rate: 19.4%
Optional low interest rate: 11.8%
Annual fee: none
Cell Phone Insurance at no charge
3-Day Travel Insurance
à la carte Ticket Service
21-day grace period
Classic
Ideal for first-time cardholders
Interest rate: 19.4%
Optional low interest rate: 11.8%
Annual fee: none
3-Day Travel Insurance
Optional rewards program
21-day grace period
Elegance GOLD
The free GOLD card
Interest rate: 19.9%
Optional low interest rate: 12.8%
Annual fee: none
3-Day Travel Insurance
Rewards program
21-day grace period
Modulo GOLD
The country’s lowest annual fixed interest rate
Interest rate: 9.9%
Annual fee: $50
3-Day Travel Insurance
Rewards program
21-day grace period
Odyssey GOLD
All-inclusive travel insurance
Interest rate: 19.4%
Optional low interest rate: 11.8%
Annual fee: $110 ($90, age 76 and over)
Comprehensive travel insurance
Rewards program
21-day grace period
Platinum
By invitation only
Interest rate: 9.9%
Annual fee: $169
Comprehensive travel insurance
Rewards program
Cashback credit
Annual income requirement: gross personal income of $75,000 or more or equivalent net worth
21-day grace period
Offered at the caisse and by invitation only

Questions about VISA Desjardins cards?

Contact us at 1-800-363-3380.

Learn about our Affinity and Partner cards.