Caisses Desjardins du Québec and Caisses populaires de l'Ontario [Change site]

Cards with rewards programs

Desjardins BONUSDOLLARS are as easy to collect as they are to redeem. Exchange them for tickets to shows, gifts, Desjardins products and services and travel with your GOLD card.

To find out more, see the Desjardins BONUSDOLLARS Rewards Program section.

Card name Description
Classic
The indispensable!
Classic
  • Interest rate: 19.4%
  • Optional low interest rate: 11.8% ($30 a year)
  • Annual fees: none
  • 3-Day Travel Insurance at no charge
  • Optional rewards program: 1% of purchases in BONUSDOLLARS ($30 a year)

Find out more about the Classic card.

VISA Desjardins Classic card application

Elegance GOLD
NO-FEE Prestige
Elegance GOLD
  • Interest rate: 19.9%
  • Optional low interest rate: 12.8% ($30 a year)
  • Annual fees: none
  • Rewards program: 0.5% of purchases in BONUSDOLLARS, free (optional: 1% of purchases in BONUSDOLLARS for $30 a year)
  • 3-Day Travel Insurance at no charge

Find out more about the Elegance GOLD card.

VISA Desjardins Elegance GOLD card application

Modulo GOLD
The lowest interest rate in the country
Modulo GOLD
  • Interest rate: 9.9%
  • Annual fees: $50
  • Rewards program: 1% of purchases in BONUSDOLLARS

Find out more about the Modulo GOLD card.

VISA Desjardins Modulo GOLD card application

Odyssey GOLD
All-inclusive travel insurance
Odyssey GOLD
  • Interest rate: 19.4%
  • Optional low interest rate: 11.8% ($30 a year)
  • Annual fee: $110 ($90 for cardholders age 76 and over)
  • Rewards program: up to 2% of purchases in BONUSDOLLARS
  • The most comprehensive travel insurance on the market

Find out more about the Odyssey GOLD card.

VISA Desjardins Odyssey GOLD card application

Platinum
By invitation only
Platinum
  • Interest rate: 9.9%
  • Annual fee: $169
  • Comprehensive travel insurance
  • Rewards program: up to 2% of purchases in BONUSDOLLARS
  • Annual cashback rewards program

Find out more about the Platinum card.

By invitation only

You can also download the card comparison chart (PDF, 304 KB).


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