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Modulo GOLD
Modulo GOLD
Quick facts
- Interest rate: 9.9% (lowest in Canada)
- Annual fee: $50
- Rewards program: up to 1% of your purchases in BONUSDOLLARS
- 3-Day Travel Insurance at no charge
Card features
- The country’s lowest annual fixed interest rate: 9.9%
- A payment holiday feature where you can skip the minimum payment twice a year.
- A rewards program that allows you to accumulate BONUSDOLLARS and exchange them against travel, gifts, tickets to shows and Desjardins products and services.
- Travel and accident insurance.
- Insurance in case of loss, theft, damage or fire for most goods purchased with your card.
- An extended warranty of up to one year on goods purchased.
- Accord D Desjardins financing, a second, separate credit limit.
- Cash advances up to $5,000 a day, anywhere in the world.
- ZERO liability in the event of unauthorized use of your card.
- Better security through chip technology.
- 21-day grace period to pay your bill without incurring credit charges.
Other advantages
- discounts up to 20% at Hertz worldwide
- access to AccèsD to manage your VISA account online
- free access to our Travel Assistance Service
- low-cost additional card
- register for the Overdraft Transfer service to cover a cheque, bill payment, or any other transaction that exceeds the balance in your Personal Chequing Account (PCA) or any other eligible account.
Options
- insure your card balance for a minimal fee
- get six months of free accident insurance
- automatically pay your card balance at no charge
- opt for an online monthly statement of account
To find out more, see the Options and services section.
You have questions about the Modulo GOLD card?
Contact us at 1-800-363-3380.
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 By phone |
Members Montreal area: 514-522-2373 Elsewhere in Canada and the U.S.: 1-800-CAISSES (1-800-224-7737) Non-members 1-877-847-VISA (1-877-847-8472) |
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 At the caisse
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Make an appointment with an advisor at a caisse.
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