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Elegance GOLD
Elegance GOLD
Quick facts
- Interest rate: 19.9%
- Low interest rate: optional, 12.8%
- Annual fee: none
- Rewards program: up to 1% of your purchases in BONUSDOLLARS
- 3-Day Travel Insurance at no charge
Card features
- A rewards program that allows you to accumulate BONUSDOLLARS and exchange them against travel, gifts, tickets to shows and Desjardins products and services, or to make a donation.
- Travel and accident insurance.
- Insurance in case of loss, theft, damage or fire for most goods purchased with your card.
- An extended warranty of up to one year on goods purchased.
- Accord D Desjardins financing, a second, separate credit limit.
- Cash advances up to $5,000 a day, anywhere in the world.
- ZERO liability in the event of unauthorized use of your card.
- Better security through chip technology.
- New payWave contactless payment technology.
- 21-day grace period to pay your bill without incurring credit charges.
- No transaction fees.
Other advantages
- discounts up to 20% at Hertz worldwide
- access to AccèsD to manage your VISA account online
- free access to our Travel Assistance Service
- low-cost additional card
- register for the Overdraft Transfer service to cover a cheque, bill payment, or any other transaction that exceeds the balance in your Personal Chequing Account (PCA) or any other eligible account.
Options
- insure your card balance for a minimal fee
- lower your interest rate
- get six months of free accident insurance
- automatically pay your card balance at no charge
- opt for an online monthly statement of account
To find out more, see the VISA Desjardins card privileges and services section.
Calculate
Use the calculator to find out how much you could save with the reduced interest rate option.
You have questions about the Elegance GOLD card?
Contact us at 1-800-363-3380.
See all credit terms and conditions of the card (PDF, 978 KB).
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 By phone |
Members Montreal area: 514-CAISSES (514-224-7737) Elsewhere in Canada and the U.S.: 1-800-CAISSES (1-800-224-7737) Non-members 1-877-847-VISA (1-877-847-8472) |
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 At the caisse
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Make an appointment with an advisor at a caisse.
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