Credit Balance Insurance - Individuals

Who should get this insurance?

All VISA Desjardins eligible cardholders ages 18 to 64, inclusive, are eligible who need to cover the balance of their current transactions on a VISA Desjardins card, including Accord D Desjardins financing¹.

Features

Coverage	Coverage in the event of death or dismemberment, disability, involuntary loss of employment or critical illness2. Find out more about the coverage and benefits.
Eligibility	Whether or not your spouse is a joint credit card holder, he or she is automatically3 covered at no extra charge. No health questions to answer for you or your spouse (see Benefits).
Premium	Affordable. No premium is paid if the account balance is zero. How are premiums calculated?
Benefits	Benefits may be limited if you have a pre-existing illness or injury. Making a claim
Access to assistance services	Access to some GPS Program assistance services: Psychological Assistance Convalescence Assistance Estate Settlement Assistance Legal Assistance
Other	Helps you maintain a good financial reputation.

	By phone (VISA Desjardins cardholders)	Canada and the U.S.: 1-866-733-2001

Credit Balance Insurance - Individuals is offered by Desjardins Financial Security, Life Assurance Company.
Some exclusions and restrictions apply to this product. Please see the Notices section.

1. Special conditions apply to Accord D Desjardins financing plans you applied for online, at your caisse or by calling 1-800-CAISSES (1-800-224-7737).
2. Critical illness means cancer, heart attack, stroke or terminal illness diagnosed by a physician.
3. Subject to eligibility conditions.