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Cell Phone Insurance

Talk, text and surf with peace of mind!

The VISA Desjardins FOR STUDENTS ONLY card is the only credit card in Canada to offer Cell Phone Insurance1 at no charge.

  • Cardholder's cell phone is insured up to $2002,3 in the event of loss or theft (a $25 deductible applies).
  • Insurance applies to the primary cardholder only, once annually and a maximum of 2 times over 4 years.

How to activate coverage

  1. Set up automatic payment of your cell phone bill with your VISA Desjardins FOR STUDENTS ONLY card through your service provider. When making a claim, you will be required to present proof of payment (3 months for the first claim and 12 months for the second).
  2. Purchase your new cell phone with your VISA Desjardins FOR STUDENTS ONLY card.4

You're unique. So is your insurance!

To make a claim

For more information
Online Online
See the Certificate of Insurance (PDF, 1,92 MB).
By phone By phone
1-888-609-6788

  1. Cell Phone Insurance is underwritten by Lombard General Insurance Company of Canada.
  2. Purchase of a new handset must be charged to the VISA Desjardins FOR STUDENTS ONLY card.
  3. This policy covers only excess insurance and/or refund of deductible for all other insurance policies in effect and/or not covered by the cellular service provider and/or the manufacturer (equipment upgrade or replacement at no charge).
  4. Proof of payment with the VISA Desjardins FOR STUDENTS ONLY card will be required by the insurer in the event of a claim.
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At a glance

VISA Desjardins FOR STUDENTS ONLY
Interest rate:
19.4%
Low interest rate:
11.8%
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