Caisses Desjardins du Québec and Caisses populaires de l'Ontario [Change site]

Coverage and benefits

Credit Balance Insurance - Individuals consists of four types of coverage that apply to current account transactions linked with your card:

  • Death or dismemberment coverage
  • Disability coverage
  • Involuntary loss of employment coverage
  • Critical illness coverage

Death or dismemberment coverage, critical illness coverage

In the event you or your spouse die, are dismembered or are first diagnosed with a critical illness, the insurance can help you repay the purchases made with your Desjardins VISA card, up to a maximum of $25,000.

In the event of accidental death, the amount to be paid is automatically doubled1.

Disability coverage, loss of employment coverage

In the event you or your spouse become disabled, or involuntarily lose your employment, Credit Balance Insurance pays you a benefit corresponding to 10% of the balance of current transactions listed on your statement and the Accord D Desjardins financing monthly payment, up to $750.

1. Certain conditions apply.

Some exclusions and restrictions apply to this product. Please see the Notices section.

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