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Credit Balance Insurance - Individuals

Can help you cover your current transactions balance on your VISA Desjardins card, including your Accord D Desjardins financing program1.

Intended for all VISA Desjardins eligible cardholders between the ages of 18 and 64, inclusively.

Features

  • Coverage in the event of death or dismemberment, disability, involuntary loss of employment or critical illness2.
  • Whether or not your spouse is a joint credit card holder, he/she is automatically3 covered at no extra charge.
  • No health questions to answer for you or your spouse. Benefits may be limited if you have a pre-existing illness or injury. Making a claim
  • No premium is paid if the account balance is zero.

Advantages

Find out more

See the Credit Balance Insurance - Individuals Guide (PDF, 263 KB).


By phone By phone
(VISA Desjardins cardholders)
Canada and the U.S.: 1-866-733-2001

1. Special conditions apply to Accord D Desjardins financing plans you applied for online, at your caisse or by calling 1-800-CAISSES (1-800-224-7737).
2. Critical illness means cancer, heart attack, stroke or terminal illness diagnosed by a physician.
3. Subject to eligibility conditions.

Credit Balance Insurance - Individuals is offered by Desjardins Financial Security, Life Assurance Company.
Some exclusions and restrictions apply to this product. Please see the Notices section.


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