Loan Insurance

Who should get this insurance?

Borrowers who need coverage to help pay off their loans in the event of disability or death. Getting the insurance is easy: in most cases, you simply have to answer a few questions when you take out your loan.

Find out more about eligibility.

Features

Coverage
Includes:
  • Life insurance to ensure repayment of the loan in the event of the borrower's death.
  • Disability insurance to cover the insured portion of loan payments payable to the caisse while the borrower is totally disabled.
Find out more about the coverage.
Premium
Calculated based on the loan balance (so you pay a fair premium for the real risk your loan represents).

How are premiums calculated?
Benefits
Insurance benefits can be paid for as long as the total disability persists or until the loan is completely repaid.

Making a claim
Access to assistance services

Find out more

Read the Loan insurance Participant's Guide (PDF, 373 KB).

Calculate

Calculate your mortgage payments

How to get this product
At the caisse At the caisse
Make an appointment with a caisse advisor:

Loan Insurance is a Desjardins Financial Security Life Assurance Company product.


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